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Here I have gathered most popular local banks of

Bangladesh

with the location, contact information and SWIFT code. I only have used the SWIFT code of head office of each bank as there are numerous branches of each bank and the SWIFT code differs from each branch from other.

Name	Head office	SWIFT	Telephone	E-mail
Al-Arafah	Rahman Manssion,161 Motijheel C/A Dhaka-1000,	`	(880-2)-9568007, 9560198, 9567885,9567819, 9569353	alarafah@bangla.net
AB Bank	Corporate Head Office BCIC Bhaban, 30-31 Dilkusha C/A Dhaka 1000,	ABBLBDDH	+880-2-9560312	info@abbank.com.bd
Agrani Bank	9/D, Dilkusha C/A, Motijheel, Dhaka	AGBKBDDH	9566153-54, 9566160-69, 9566074-75	enquiry@agranibank.org

Bangladesh Commerce	Principal Branch, Taranga Complex 19, Rajuk Avenue, Motijheel C/A, Dhaka		9553832, 9668171 PABX: 9559831, 9571581 Ext-123	bcbl@bdmail.net
Bangladesh Shilpa Bank	8, Rajuk Avenue Dhaka-1000		+880-2-9556786 PABX: +880-2-9555151-59 Ext- 412 +880-2-9560014-15 Ext- 412	misd@shilpabank.gov.bd

BRAC Bank	1 Gulshan Avenue , Gulshan -1, Dhaka 1212 .	BRAK BD DH	+880-2-8824051-4	enquiry@bracbank.com
Citibank N.A.	23, Motijheel C/A Dhaka-1000	CITIBDDX	+880 2 9550060
Dhaka Bank	Adamjee Court 115-120 Motijheel C/A,		9556583, PABX: 9556587,	shihab1@bdonline.com

Dutch-Bangla Bank	Sena Kalyan Bhaban (3rd & 4th floor) 195, Motijheel C/A, Dhaka-1000	DBBL BJ	88-02-9568542-44	dbbl@bdmail.net
Eastern Bank	Jiban Bima Bhaban (2nd floor) 10, Dilkusha C/A, Dhaka-1000	EBLD BJ	9558390, 9558391, 9562348, PABX: 9556360-70,	info@ebl-bd.com
Exim Bank	Printers Building (5th, 6th & 10th & 13th Floor) 5, Rajuk Avenue, Dhaka-1000		9566418, 9561604	eximho@bdonline.com
First Security Bank	23, Dilkusha C/A, Dhaka-1000,		9564733, 9560229, 95626878	fsbldil@bdonline.com
Habib Bank:	PO Box 201, 53 Motijheel, Commercial Area, Dhaka		+880 2 9563043-5	hbldhaka@bdonline.com
IFIC Bank	Head Office BSB Building (8th, 10th & 16th � 19th Floor) 8, Rajuk Avenue G.P.O. Box � 2229 Dhaka-1000	IFIC BD DH	9563020, 9562060, 9562062, 9562068	info@ificbankbd.com
Islami Bank Bangladesh	75, Motijheel C/A, Dhaka	IBBLBDDH	9563040	sheikhul@islamibankbd.com
Jamuna Bank:	Printers Building (3rd & 8th) Floor 5, Rajuk Avenue, Dhaka,	JAMUBDDH	88-02-9570912-16, 9555141	jamunabk@bdcom.com
Janata Bank	48, Motijheel Corporate48, Motijheel Commercial Area, Dhaka-1000,	JANBBDDH	9566094,9565003,9566089	md@janatabank-bd.com
Mercantile Bank	61, Dilkusha C/A, Dhaka	MBLBBDDH	880-2-9559333	mbl@bol-online.com
Mutual Trust Bank	68 Dilkusha C/A, Dhaka.	MTBL BD DH	717 0138 � 40	mosharraf@mtb.com.bd
National Bank	International Division 18 Dilkusha C/A,Dhaka-1000	NBLBBDDH	(880) (2) 955 7045, 955 1200	nblid@bdonline.com
National Credit & Commerce Bank	7-8 Motijheel C/A, Dhaka-1000 G.P.O. Box No. 2920		88-02-9561902-4, 9566283, 7117314	nccbl@bdmail.net
One Bank	HRC Bhaban, 46 Kawaran Bazar C/A, Dhaka	ONEBBDDH	8122046	obl@onebankbd.com
Pubali Bank G.P.O. Box. Number : 853. CODE :	26, Dilkusha Commercial Area, Dhaka-1000	PUBABDDH	9551614	pubali@bdmail.net
Premier Bank	IQBAL CENTRE (4th Floor), 42 Kemal Ataturk Avenue, Banani, Dhaka-1213		880-2-9887581-84, 8811417, 9890591-2, 8819916, 9890547, 9890012, 8825614	info@pemierbankltd.com
Rupali Bank	Rupali Bhaban, 34, Dilkusha Commercial Area, Dhaka	RUPBBDDH	9551624-25, 9554122, 9552163,	rblhocom@bdcom.com
Shahjalal Bank	Head Office, 35-44, Motijheel C/A Dhaka -1000,		88-02-9550655	sbhoitd@bttb.net.bd ; sbhoid@bdmail.net
SouthEast Bank Limited	1, Dilkusha Commercial Area 3rd Floor, Dhaka - 1000,	SEBD BD DH	(88-02)9550081-5, (88-02)9567271-2	seastbk@citechco.net
Uttara Bank	90, Motijheel Commercial Area, P.O. Box No. 217 & 818 Dhaka-1000,	UTBLBDDH	9551162-3, 9553085-6, 9558656, 9566067-9, 9565732, 9568941	uttara@citechco.net ; ublmis@citechco.net
Standard Bank Limited	Chamber Building 122-124, Motijheel C/A	SDBLBDDH	017111-425402	info@standardbankbd.com
The Trust Bank	Peoples Insurance Building, 17th,16th & 2nd floor, 36 Dilkusha C/A, Dhaka-1000,		9570261, 9570263, 9572012-3	tbl@global-bd.net ; info@trustbankbd.com
United Commercial Bank	58, Motijheel C/A, Dhaka-1000	UCBLBDDHPRB	+88-02-9555799, 9561054,9559744 Pabx: +88-02-9550836, 9550833,9568547-48	prb@ucbl.com
Southeast Bank	Address: 1, Dilkusha Commercial Area 3rd Floor, Dhaka - 1000,	SEBD BD DH	(88-02)9550081-5, (88-02)9567271-2	seastbk@citechco.net
Standard Bank:	Chamber Building 122-124, Motijheel C/A	SDBLBDDH	9559044	info@standardbankbd.com

Lalon: Reverberations in the soul

After 119 years of his demise, Fakir Lalon Shai's philosophy continues to have a strong hold, especially in the greater Kushtia and adjacent areas. Every year a large number of people from all corners of the country as well as from abroad visit Lalon's shrine and pay homage to the great bard.

On the occasion of Lalon's death anniversary and 'dol' utshab, special programmes were arranged in Chheuria. The programmes featured rendition of Lalon's songs and a 'mela'.

This year's programme on the occasion of Lalon's 119th death anniversary began on October 16 (the first day of the Bangla month 'Kartik'). The festival ended on October 18.

Lalon Academy -- the organisation consisting of elected people responsible for looking after Lalon's shrine and preserving his works -- organised a programme in association with the Ministry of Cultural Affairs. Banglalink was the sponsor of the programme.

The three-day programme by the academy included a 'Lalon Mela,' discussion and rendition of baul songs. Enlisted artistes of the academy and invited baul singers from across the country rendered popular and lesser-known Lalon songs on the stage.

This year, the academy honoured ten personalities including renowned Lalon researcher Professor Abul Ahsan Choudhury, Abdur Razzak and Abdul Latif Shah.

Apart from the Lalon Academy event, several programmes by different groups were also held at the adjacent areas of Lalon's shrine.

'Nabopran Andolon,' a cultural movement based on Lalon's philosophy, arranged a programme at its centre, just opposite the shrine.

Another group known as 'Mazar Sharif and Sheba Shadan Committee� organised a three-day programme at Fakir Anwar Hossain aka Mantu Shai's residence. A group of bauls led by Humayun Shadhu rendered songs all day and night next to the shrine.

The bauls made space for themselves here and there in little groups and paid tribute to the great bard in their own ways -- through rendering songs. Not only bauls, enthusiastic urbanites were also in the crowd.

Apart from the Lalon Akhra premises, adjacent villages were also in a festive mood on the occasion. The villagers also made arrangements for performances at their yards. Music continued throughout the night. The nearby 'shamshan ghat' (cremation grounds) also came alive as bauls sat there and sang devotional songs of Lalon. All in all, the bard's songs reverberated in the locale throughout the festival.

The 'mela' (fair) was held at an open space in front of Lalon's shrine. It was the main attraction for those who were less interested in the spiritual aspects of the festival. Almost everything that is found at a village fair, was available at the mela. Locally made sweets, reputed handloom products from Kumarkhali and other areas of the district, musical instruments like 'ektara,' 'dotara,' 'dhol,' 'khol' and flute were also available at the mela.

For children there was 'nagor dola'. A street magician amused the spectators with his tricks. It was obvious that the Lalon Mela has turned into a cultural tradition of the locality.

October which is observed as Breast Cancer Awareness Month reminds our pledge to boost awareness about breast cancer. Every year, the deadly cancer affects thousands of women in Bangladesh. Many of the deaths from this cancer could be prevented through adopting useful measures like self examination of breast, regular and periodic screening, early diagnosis and treatment.

Experts recommend that certain simple measures like maintaining a healthy weight, regular exercise, taking a low-fat diet rich in fruit and vegetables and low in animal fats and taking vitamin-D can reduce the risk of developing breast cancer to a significant level.
The research by American Institute for Cancer Research and the World Cancer Research Fund has found that 40 percent of all cases of breast cancer could be prevented with lifestyle changes. Lifestyle changes concerning certain risk factors may help prevent breast cancer. The best advice today to help lower the risk of the disease is to maintain a healthy body weight, especially after menopause.

Maintain a healthy body weight

There is a clear link between obesity, especially if you have gained the weight later in life, after menopause. Excess fat is a source of circulating estrogen. And breast cancer risk is linked to how much estrogen we are exposed to during our lifetime. Regular exercise can help us maintain healthy weight and, also helps in lowering the risk of breast cancer.

Eat a healthy diet

Aim for a low-fat diet, rich in fruit and vegetables and low in animal fats. It is not known which specific foods increase the risk. More and more evidence shows alcohol is related to breast cancer, but some evidence shows moderate drinking is beneficial for heart disease prevention.
According to the studies, foods that may help preventing breast cancer include fruits, vegetables, beans and whole grains. Fill two-thirds of your plate with plant-based foods � fruits, vegetables, whole grains and beans. Include whole grains, canned tomato products such as pasta sauce, and cruciferous vegetables (including cabbage, broccoli and cauliflower) often, as these foods in particular may offer protection against breast cancer.

Stay physically active

Women should get 30 minutes of exercise or physical activity everyday. According to the National Cancer Institute, women can reduce their risk of dying from breast cancer by 25 percent with exercise. If you have not been particularly active in the past, start your exercise program slowly and gradually work up.

Take vitamin D

In a study of 1,760 women, scientists of California found that risk fell steadily with increasing blood levels of vitamin D. The highest levels (more than 52 ng/mL) correlated with a 50% reduced risk of breast cancer, compared with the lowest amounts (less than 12 ng/mL).
Vitamin D supplemen-tation is one of the most promising approaches to prevention. Nutrition experts have already begun to recommend that adults get 800�1,000 IU of vitamin D per day. Vitamin-D is a fat-soluble vitamin that is naturally present in very few foods like egg, cod liver oil, tuna, margarine, butter (fortified) and available as a dietary supplement. It is also produced endogenously when ultraviolet rays from sunlight strike the skin and trigger vitamin D synthesis.

Avoid hormone replacement therapy

Hormone replacement therapy really does increase breast cancer. Try to avoid hormone replacement therapy. If you need it, use the lowest possible dose for the shortest period possible. These measures cannot provide a guarantee that you will not develop the disease, but, they will give you a great start towards breast cancer prevention.
There are risks for breast cancer that we cannot control like age, gender, family genes and the environment. So the easiest thing for us to control is our choices of foods and drinks, and next is our activity levels. Let�s start the simple strategies to decrease the risk of breast cancer.

In my previous post I have mentioned that Bangladesh is economically poor country. A large number of people live under poverty line and because of population explosion the condition is becoming uncontrolled day by day. Unemployment, food crisis, disaster, illiteracy and some social factors are responsible for low level of life in our country. Again, as necessity knows no law so corruption becomes another typical factor in all aspect of the country. So, hence question arises, which is most important for the development of our country?

As it is a multi factorial problem, so numerous factors are associated and if we want to solve or develop our country, we need to make a lot of changes in nearly every aspect of our country. As I am a online surfer and a free lance worker I have a small solution of this problem, I think. I am talking about online job, mainly home based. We live in such a country where online or internet is becoming more popular each day and we mainly young citizen use internet as a media of amusement, communication and education also. But most of them do not know that it can be turned into a good source of earning. If you have a PC, a internet connection and above all desire to earn money, Online is a mercy place for that. Even you may start your business without any investment except your time and labour.

Several questions may arise regarding earning.

1) Is it really possible to earn from online?

Answer: You will certainly earn but at the same time, keep in mind that there are a lot of sites or programs are there and they offer money by doing certain jobs. But at last you will get nothing. They are called scam sites. Some site pays their member for certain time like first and second time. But when they able to earn your respect and believe they will not pay you any more. Again there are a lot of sites they really pay their members. So before starting any job in any particular site you should search the information about that particular site in various community forums, Yahoo search and Google search or any other place where you may get information. And you should share your opinion, experience regarding any jobs as it will help the other online earner.

2) How much a man could earn from online job?

Answer: It is a nice question, no doubt. My answer is- it varies. You may earn a lot, again you may earn a little. But the more time and labor you would invest here, you would earn the more. Experience is a vital factor and you may gain a lot of experience within short time if you try. Go through various money making website and forums, again search the reviews about online earning and browse the internet. Try to understand their strategy, see how they work. What are the plans, find out what they want to say. Keep in mind that it is not so easy, there is hardly anyone who may earn for nothing.

3) What is needed to earn then?

Answer: Especially time, labor and intelligence and good plans are needed. Money is also needed but not for all. As a new online surfer or earner investing money is dangerous. All time just remember that good, real paying sites or jobs never ask money to start the work. Again, there are certain programs, demand or ask money and they are also legit or paying but those are not recommended for new online user.

4) When and how, we would get money?

Answer: Each site or program has specific policy and rule towards the member regarding payment. Those programs which transit money are called money processors and they pay according to their policy. Each earning site have made link with the money processing program and you can withdraw your money through the processors. Then according to the payment method of the processor, your money will be sent to you. e.g. You have an account in the site named A. You need to work there and earn minimum money (in most of the cases) to request payment from that site. In the site, a link to money processor was there, such as B. So, your earning from A site would be withdrawn in B(money processors) according to the policy of A and B. Then you may cash or withdraw your money from B. Easy process. In every step you need to have account with particular site and money processor.

5) What are the important and reliable money processors and method of paying?

Answer: Alertpay, Paypal, Liberty reserve, debit and credit cards, check and direct bank processing. I have said that each program has specific one or more payment processors and according to policy your money would be sent to you. So, no need to loss the hair. To start with the processors, firstly you need to have account with the processors also. Some site uses debit card, credit card and even bank account to transit money.

�Hossaini Dalan�
An ancient Shi'a Shrine of Mourning

The mourning of Muharram is an important period of mourning in the Shia�s branch of Islam, tking place in the first month of the Islamic calendar. Many of the events associated with the mourning take place in the congregation halls known as Hussainia. A Hussainia is a different from a mosque in that it is made mainly for gatherings for Muharram in the mourning of Hussain Ibn Ali (RA). In the south Asia, a Hussainia is also referred as an �imambara�, imambargah or �Ashurkhana�. In Bahrain it is acalled a �ma�tam�. Hossaini Dalan at old Dhaka is such one of the oldest imambara in the Indo-Pak subcontinent.

Legend has it that one Sayyid Murad built the building during the Subedari (Governorship) if Shah Shuja, son of Mughal emperor Sah Jahan after receiving instruction from Imam Hussain in a vision. Since then, the building has been enhanced and renovated between the year 1996 and 2006 under the auspices of able management team and donors from both home and abroad.

At the battle of Karbala imam Hussain Ibn Ali, a grandson of prophet Muhammad (SM) the founder of Islam and Shia Imam was killed by the force of the second Umayad caliph yazid I. The event is marked by arranging �majalis� to review Islamic teachings and to commemorate Hussains�s sacrifice. The mourning reached its climax on the tenth day, known as Ashura, on which the forces of Yazid killed the 72 individuals who fought, including Hussain and his family and supporters.

Imam Hossain embraced the martyrdom in Karbala, Iraq on 10 october 680 AD. According to Shi�a school of thought, the events of Karbala reflect collision between good nad bad, virtuous versus wicked. Imam Hussain was a revolutionary person, righteous man, the religious authority and Imam of Muslim Ummah. As the representative of his granfather Prophet (SM), Imam Hussain�s main concern was to safeguard and protect the follower of Islam and guide them to the best of his ability. Shi�as believe , Muawiya was out to establish a permanent Ummayyads rulership over the muslim ummah by doing it in the name of Islam. But Imam Hussain brilliantly succeeded in foiling this pan at the expense of his valuable life.

AHSAN MANJIL

It is the most magnificent architectural monument in Bangladesh. It is located in the bank of river Buriganga. It is now a museum that preserve the culture and history of Nawab�s of Dhaka. Recognizing the historical and architectural importance of the Ahsan Manzil, the government of Bangladesh took some measures to renovate it. In 1985 Ahsan Manzil and its surroundings were acquired.

After the completion of the renovation work in 1992, it was brought under the control of Bangladesh National Museum (20 September 1992) and was opened for visitors. It was considered as official residents of the then Dhaka�s Nawabs. The building has a long history. First, it was the Rangmahal and lastly it became the French Trade centre. It took several years extending from 1859 to 1872, to complete the total architecture and was named �Ahsan Manjil� by Abdul Ghani after the name of Nawab kwaja ahsanullah.

Famous People like Lord Dufferin, Northbrook, Lord Curzon visited the place and accepted the hospitality at Ahsan manjil in different time. Almost all political activities of Nawab Khwaja Salimullah centred round this palace. Ahsan Manzil was the cradle of the All India Muslim League.

Established on a raised platform of 1 metre the two-storied palace measures 125.4 m by 28.75 m. The height of the ground floor is 5 metres and that of the first floor 5.8 metres. The dome is 27.13 m above the ground. There are porticos the height of the ground floor, both on the northern and southern sides of the palace. An open spacious stairway comes down from the southern portico, extending onto the bank of the river through the front garden. There was once a fountain in the garden in front of the stairs that does not exist today. The spacious north and south verandas of both the floors rest on semicircular arches. The verandas and rooms are covered with marble.

Arsenicosis in Bangladesh

Arsenic contamination in ground water was 1st identified in Argentina. Arsenic contamination has become a problem in more than 20 countries of the world. It is a very common problem of Bangladesh.

The arsenic contamination in Bangladesh is believed to be biggest arsenic calamities of the world. In Bangladesh the origin of arsenic in ground water is geogenic. Arsenic already exist in sediments at varying level of depths in varying amounts in different parts of the country. Most of the arsenic contamination of tube wells occurs in the middle and upper Holocene sediments. Arsenic is carried with sediments from upstream through the rivers and deposited in these area over thousands of years.

Arsenic contamination of ground water is a major public health problem in Bangladesh. In1993 the contamination was officially first reported following detection of excessive arsenic I 4 tube wells of Chamagram village of Barogharia union of Nawabgang by DPEH. Subsequently in 1994 the existence of arsenic related problems were formally recognized following detection of 8 arsecosis patients through fact finding survey in 1994 by DOEH of NIPSOM. At present it has been estimated that about 50 � 75 million people are at risk distributed in 61 districts out of 64 districts. So far as many as 15000 arsenicosis patients has been detected.

Some question and answers to provide a guide line about arsenic contamination.

Q: What are the sources of arsenic contamination?

Ans: Sources of contamination:

1) The contamination of water has resulted due to leaching of arsenic from mining sites.

2) The contamination is related to relies of arsenic sediments into the pore water of aquifers.

Q: Define arsenicosis?

Ans: Definition of arsenicosis � A chronic Condition due to prolonged exposure of arsenic above safe level (0.05 mg/L) of water usually manifested by characteristic skin lesion with or without involvement of internal organs and malignancy.

Q: Whar are the sign symptoms of arsenicosis?

Ans:

Signs and symptoms of arsenicosis:

1st. Phase- Pigmentary changes in skin and mucus membrane e.g. hyper pigmentation (melanosis), keratosis, conjunctival congestion, bronchitis, asthma and gastroenteritis.

2nd Phase- luekomelanosis, hyper keratosis, non pitting edema weakness, peripheral neuropathy e.g. tingling, numbness, burning sensation and pain.

3rd.Phase- Gangrene, cancer of skin, urinary bladder, lungs and liver and kidney failure.

Q: Steps of diagnosis of arsenicosis?

Ans:

Lab. Investigation:

Evaluation of arsenic contamination of drinking water

Examination of body tissues like hair, nail, skin and urine

Steps for diagnosis of arsenicosis:

History : H/O exposure- History of consumption of arsenic contaminated water for a period exceeding 6 months.

Clinical Examination- a) Characteristic skin manifestation,

b) Nondermatological manifestation and

c) Presence of complication

Q: How to manage a case of arsenicosis?

Ans:

Management:

Stop intake of arsenic contaminated water

Vitamin -A 50000 I.u, Vitamin � E 200 mg and Vitamin - C 500 mg daily.

Application of Keratolytic � 5 � 10% urea-salicylic acid ointment

Alternate water supply option:

Treatment of surface water

Rain water harvesting

Dug/ ring well

Deep tube well

Treatment of arsenic contaminated water

Piped water supply

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